com – one of the leading high risk merchant account providers in the industry. My Company High Risk Pay (“us”, “we”, or “our”) operates (the “Site”). Some industries are considered high risk due to various factors, and that’s where HighRiskPay. Here is an outline of the overall features of high risk merchant. To help businesses reduce the risk of fraudulent transactions, the organization has a strong risk management system that makes use of the most recent. High Risk Pay offers a variety of solutions for high-risk. credit cards simple. So, because of these reasons, credit card processors will automatically categorize any cannabis, CBD, and hemp merchant as high-risk. HighRiskPay offers a range of payment processing methods, including credit and debit cards, ACH transfers, e-checks, mobile payments, and international payments. in Tech & Business. com offers tailored solutions designed to meet your unique needs. com to accept credit card payments. Soar Payments prides itself on exceptional customer service (Soar Payments agents are actually available on the phone to discuss. A high risk merchant account is a payment gateway or merchant account that carries a higher risk of fraud. High-risk merchant processing: They look at what you sell and the potential for fraud chargebacks, large transaction sizes, and long-term deliveries. We know what it takes for you to succeed. High-Risk ACH Processing Credit card processing, e-check processing, ACH processing, chargeback management, and other payment processing services are all provided by HighRiskPay. High Risk Merchant Highriskpay. Our cutting-edge technology and industry expertise ensure your transactions are processed securely and efficiently. Merchants that are commonly referred to as high risk include travel, gaming, multi-level marketing companies, direct marketing, collection agencies, online dating, web-based pharmacies, and other eCommerce businesses which accept credit cards over the telephone and online rather than in person. com is an account which is used for the processing of the high risk credit payments and is used by the business. [ Apply Now for A Merchant Account] or call 800. A payment processor that is well acquitted with the high-risk industry and improves the reputation and keeps the money secure. Introduction: Understanding High-Risk Merchant AccountsWe would like to show you a description here but the site won’t allow us. HighRiskPay. Moreover, businesses with annual sales of $20,000 or. Toggle navigation. An “Issuer Declined MCC” message means that the card issuer has declined the transaction due to the MCC associated with the transaction. com can offer you instant approval, competitive rates, 99% approval rate, fast approval, and specialized services for high risk businesses. com has established itself as a reputable and reliable payment. High-risk industries include those with subscription-style payments, chargeback history, high transaction sizes, and international sales. eMerchantBroker is a merchant account provider that specializes in offering credit card processing services to industries classified as high-risk by traditional banks and credit card processors. For many businesses, especially. Our fees are 25% lower. 25 transaction fee. With their help, merchants can stay ahead of their payment and customer service needs. What are High-Risk Merchant Accounts? processing credit cards at a high risk If your company experiences more chargebacks, returns, or fraud instances, highriskpay. High-Risk Credit Card Processing highriskpay. Founded Date Apr 2, 1997. High Risk Credit Card Processing Highriskpay. It is imperative to implement robust. If you are an eCommerce high-risk company, Payment Pro’s has got you covered. More businesses are offering their products and services online. Here is the Article explains the high-risk credit card processing and merchant accounts. com. Trust the JadaPay team for credit card processing solutions for your business. Com However, for some organizationsAccording to Crunchbase HighRiskPay. It’s important to understand that high risk credit card processing is important to find if you want to have an e-commerce store in a qualified vertical. Understanding High Risk Credit Card Processing with HighRiskPay. Please provide us with the information requested below to the best of your knowledge, fields that you don’t know. With years of experience and a dedication to helping high-risk merchants succeed, highriskpay. Instant approval hardly means instant for high-risk merchant accounts. Adult Merchant Account; Bad credit Merchant Account;. com; 27702 Crown Valley Pkwy Suite D4-120, Ladera Ranch California 92694, USA;After the customer has entered all of their credit card information on your website, it will be authorized. Summary: Although CBD was completely legalized in 2018 with the U. This is crucial for planning financial flow and creating budgets. National ACH specializes in offering high-risk merchant accounts to process ACH, e-checks, debit cards, and credit cards. High Risk Pay is one of the fastest growing companies in the credit card industry since 1997. A high-risk merchant account is a payment processing tool that gives unique types of businesses the ability to accept payments. These accounts have a higher chance of being declined, which makes them more difficult to obtain. The high-risk payment processor offers 3d secure payments. It involves accepting payments from customers through credit or debit cards, despite the increased likelihood of chargebacks or fraud. com is a company that has been helping CBD businesses for a long time. Global Payment Processing: Highriskpay. Apply Today. Here at Zen Payments, we believe that good merchants should be able to process payments and secure a merchant account, regardless of industry. Termination of Your Merchant Account. Higher payment processing fees. It is very common for people who are disabled to have low credit scores. 95% + $0. For standard small businesses, payment processing fees may be 0. Subscription-based companies that ship. 5% plus the interchange rate. com is your go-to destination for expert high-risk credit card processing services. 95%. Although they’re. In order to do so, you’ll need to send forms and financial information to the merchant service provider. Clearer Transparency. High-risk businesses tend to experience higher chargeback rates, which can result in financial losses and damage. However, not all businesses are created equal, and some fall into the category of. Major Clients: Best. Bad credit isn’t a problem; we can approve your business for credit card processing regardless of your credit history. JoinPD. com refers to the handling of credit card transactions by businesses that operate in industries with a higher risk of financial loss due to factors such as chargebacks, fraud, or regulatory issues. It allows businesses in high-risk industries to accept credit and debit card payments. To elaborate, high risk credit card processing has seen many changes over the years with the adoption of ecommerce sales, but MOTO. HighRiskPay. com might be the solution you’ve. PaymentCloud — Best for businesses looking for completely customized payment packages, fraud prevention tools, advanced payment gateways, and merchant funding. But there is more to expect from. 10 to $0. High risk merchant highriskpay. HighRiskPay. Select a POS System. com is provided by specialized payment processors that focus on underserved industries. If you use a continuity subscription merchant solution like High Risk Pay, you will be able to enjoy benefits such as payment processing services, chargeback prevention, and next-day funding. CONTACT INFO1. Our goal is to offer customers the fulfillment and be a dependable company. A high-risk merchant account is a payment processing tool that gives unique types of businesses the ability to accept payments. 2. High risk businesses include those selling products or services related to: CBD and hemp products. In the past banks and credit card processing companies have been cautious about working with high risk merchants due to risks involved. com — Best for any high-risk business, with a 99% approval rate, no credit score requirements, 24-hour approval, and chargeback prevention. Payment Processing Solution – A payment processing solution is any mechanism that allows a card-carrying consumer to pay a merchant or retailer for a product or service. A high risk merchant processor highriskpay. With a solid reputation and years of experience, they offer tailored solutions for businesses in various high-risk industries. High Risk Pay offers high risk merchant accounts to businesses in high risk categories with bad credit, offshore or overseas interests, or other barriers. If your business has a higher than normal risk of chargebacks, a high-risk merchant account with highriskpay. Menu . In this blog post, we will explore the ins and outs of high risk credit card processing with HighRiskPay. High-risk businesses may be denied; Best for Fast-Growing Businesses Helcim. To be fair, there are many businesses that aren’t aware that they’re a risk until they’re searching for a credit card merchant account or processor. Your business falls into a common High-Risk category. However, with the growth of e commerce and the increasing demand for payments there has been an increasing need, for high risk merchant accounts. When asked for comment, a PaymentCloud representative claimed that merchants’ monthly fee is around $15 regardless of risk level, with increased per-transaction markups for higher-risk merchants. We specialize in providing high-risk industries of all types get the payment processing methods that their business needs. com account is designed specifically to help high-risk companies with payment processing. HighRiskPay. A high-risk merchant account can help reduce the costs associated with chargebacks, returned charges, and other fees incurred from fraudulent transactions and bad credit merchant account. Sa. 95% per transaction on average plus a $0. High risk merchant account at highriskpay. 4 • Management and prevention of fraud; 3 How does an account in highriskpay. A high-risk merchant highriskpay. Unlike standard or low-risk accounts, these accounts factor in the financial risks that high-risk businesses face, especially susceptibility to fraud and chargebacks, and how they can be. A high-risk merchant account is a specially designed payment solution that enables businesses in high-risk industries to accept card and electronic payments. After that, the funds will go into your merchant account. High-risk credit card processing highriskpay. Banks will consider you as a high-risk business, which means getting approval to accept credit card payments can become difficult. com offers global payment processing capabilities, allowing businesses to accept payments from customers worldwide. For businesses categorized as high-risk merchants, finding reliable and secure payment solutions can be a daunting task. We focus on supplying overseas merchant account and high-risk merchant accounts. com is a payment method used by businesses that sell to customers that may have a poor credit history. HighRiskPay offers a range of payment processing methods, including credit and debit cards, ACH transfers, e-checks, mobile payments, and international payments. High Risk Merchant highriskpay. Transaction processors encounter unique risks with each transaction. Luckily, companies like High Risk Pay can help set you up with a high-risk high volume merchant account so that you can continue to grow your business. Your business experiences a high volume of chargebacks. Highriskpay. Here are some general. Unlock success for your business with High Risk Merchant Highriskpay. But, there’s no stress of account closure. High-Risk Credit Card Processing highriskpay. So, the main factors that matter for a high-risk payment processor highriskpay. Summary: Although CBD was completely legalized in 2018 with the U. Twitter Facebook-f. Due to the higher-risk categorization, the CBD industry often uses alternative payment processors such as HighRiskPay. look at the list of credible high risk credit card processing providers. In addition to the security provided by a high -risk trader account, they can be canceled if a large amount of payment is recorded. Any business with an average credit card transaction amount of $500 or greater is considered high risk by most payment service providers. Stax: Best Credit Card Processor for High-Revenue Businesses. HighRiskPay. The following advantages are offered by HighRiskPay. 4. con: Enter the Code and Join a Presentation in Progress with. In today’s fast-paced and increasingly digital business landscape, accepting credit card payments is not just a convenience but a necessity for most companies. Obtaining a high-risk credit card processing highriskpay. At the beginning of 2017, Social Security paid an average monthly disability benefit of $1,170. These businesses typically face a higher likelihood of chargebacks, fraud, or regulatory issues. X. However, some businesses are classified as “High Risk Merchant Account at Highriskpay. A high-risk merchant account means the payment processor has put your business at greater risk of chargebacks or fraud. You should be ready to pay higher processing and account fees because you are a high-risk merchant and may have to deal with unforeseen charges. However, for. Every payment processor has unique requirements known as a. High-risk merchant accounts attract more stringent conditionalities than regular merchant accounts and are more expensive to manage. A merchant who sells products or services online will often. With these criteria in mind, let’s look at our top seven high-risk merchant account providers: PaymentCloud: Best For Free Credit Card Terminal. com. High-risk industries fall under a broad scope including. A high-risk merchant highriskpay. Higher processing limits: High-risk. Wiki User. High Risk Pay – High Risk Merchant Account. HighRiskPay. What does more risks mean to your business?Advantages: HighRiskPay specializes in providing payment processing solutions for high-risk industries that may have difficulty obtaining merchant accounts elsewhere. However, with excessive chargebacks, you can face account termination and be viewed by banks as high-risk. Whether you’re in the adult. While these products are needed, they tend to attract customers who engage in credit card fraud. How PaymentCloud Supports High-Risk Credit Card Processing With WooCommerce. com may classify you as a high-risk merchant. highriskpay. High Risk Pay is happy to accept all merchants, regardless of their credit and looks at many things besides credit when approving accounts. com is one of the leading High Risk Merchant Account providers of credit card processing & payment gateways to businesses with bad credit. The bank gives the business owner the ability to accept payments through its payment processing system. There may be historical data associated with the sector that demonstrates higher levels of chargebacks or customer disputes. Purchase the Necessary Equipment. It is much quicker than manual processing! The connected payment processor sends the transaction request to the payment gateway automatically within seconds. Best High Risk Credit Card Processing Highriskpay. com is a challenge that many businesses face. With a high-risk merchant account, the payment processor and card networks assume that the business has a greater risk of defaulting on payments, incurring many chargebacks, or committing fraud. com offers tailored solutions that allow high-risk merchants to accept credit card payments securely and efficiently. With a team of seasoned professionals and cutting-edge technology, we provide tailored solutions. We also offer high risk merchant accounts, offshore payment gateways, virtual terminals, e-commerce processing. Credit card. com refers to the use of a specific type of merchant account that’s designed to handle high-risk businesses and. To open a High Risk Pay merchant account, you will need a U. A high-risk merchant highriskpay. CONTACT INFO (800) 956-1277;E-Commerce Credit Card Processing for High-Risk Industries. com might be the solution you’ve. A seller or business owner may be regarded as a high-risk merchant by highriskpay. For some enterprises, being labeled as high risk is an inevitable reality due to various factors such as industry type, credit history, or chargeback rates. High-risk industries are those that have been labeled high risk due to the likelihood of transactions falling through, credit card fraud, or other potential issues. Our gateway partners like NMI and Authorize. We can offer credit repair payment processing options and merchant accounts for your business, helping. However, for a high-risk merchant account, this could go up to 1. It’s important to pick a POS system before doing anything else because some systems will have built-in. No Setup Fees! In most cases, businesses and merchants who have bad credit can still get a merchant account. HighRiskPay. epay global- best high risk payment gateway, credit card processing solutions. com, their main consideration factors s are payment processing history and your industry reputation. Every time you process a high-risk credit card processing highriskpay. com is one of the high risk payment processors specializing in providing payment processing solutions to high risk categories. You will worry less about the transaction and payment process since we engage in making your transactions. Check the High Risk merchant list. Fortunately, high-risk merchant account providers offer payment services to merchants with high-risk MCC codes. That’s why we offer free credit card terminals to all of our merchants. com is one of the leading High Risk Merchant Account providers of credit card processing & payment gateways to businesses with bad credit. While interchange fees may vary from company to company, in general, higher risk will incur higher fees. As mentioned, as a high-risk merchant, it’s critical that your payment processor is equipped to handle high-risk transactions. Highriskpay. com is a payment processing company that specializes in high-risk industries including CBD. We offer merchant processing through Acquiring Banks, Payment Facilitators & Alternative Payment Methods based in Europe & worldwide specialising in high-risk sectors and difficult to place merchants. Soar Payments. com is one of the high risk payment processors specializing in providing payment processing solutions to high risk categories. In e-commerce and online businesses, the term high-risk merchant highriskpay. High-risk businesses often face challenges when it comes to accepting credit card payments. High risk merchant account highriskpay. After you’ve been approved, you will connect. Need a Merchant Account for your CBD Online Store? High Risk Merchant Account & Payment Gateway Provider⚡ Instant Approval Contact us ☎ (800) 956-1277. High risk credit card processing allows merchants to accept payments with virtually no risk of chargebacks or fines from their payment processor. Adult Merchant Account; Bad credit Merchant Account;. With a merchant account from High Risk Pay, you can accept both credit and debit card payments, prevent chargebacks, and limit fraud cases in your business. We can help your business accept payments regardless of your credit standing. 2. S. High-risk credit card processing comes with an increased risk of chargebacks, which are disputes initiated by customers who claim that they did not authorize a transaction or did not receive the goods or services they paid for. Accept Credit Card Payments Via Your Own eCommerce Website; How to Accept Credit Card Payments Via Online Gateways;. get my merchant account now HighRiskPay. Firearms are notoriously expensive, with the average gun costing between $800 and $1,400 depending on the precise version, features, and specification. HighRiskPay. In the fast-paced world of online commerce, having the capability to accept credit card bills is critical for most groups. See also: High risk credit card processing reviews get my merchant account now HighRiskPay. Average credit card transactions higher than $500. (Even low-risk businesses can wait up to 1-2 business days for approval. Why CBD Payment Processing Is Considered High Risk. Chargeback management. Traditional payment processors may decline their applications due to the increased potential for. Owners may experience a drop in their credit scores. This. get my merchant account now. Previous Merchant Account was shut-off or denied. This payment service provider makes high-risk merchant accounts accessible to businesses considered high-risk, like tobacco and e-cigarette sellers, credit repair companies, online liquor stores, and more. Contact us for full details at (866) 340-3898. Claim Your High-Risk Merchant Account with GoPayhawk Today! GoPayhawk is ready to serve your high-risk business by offering secure payment processing solutions, robust point of sales, and a stellar team of support experts. Luckily, companies like High Risk Pay can help set you up with a high-risk high volume merchant account so that you can continue to grow your business. High Risk Pay offers merchant accounts to the e-commerce businesses that can’t open a credit card processing account with a low-risk provider. Partnering with HighRiskPay. Transparency, cash levels, documents, controllable. Your merchant account allows you to accept credit cards in the first place. They help companies that work in high-risk fields, and one of their goals is to make sure that their clients are successful in their chosen fields. Rates begin at 2. com. A high-risk merchant account is a payment processing account for businesses viewed to be of high risk to the banks. Some aspects shape a business into a high-risk category. Although labels and requirements for high-risk accounts vary from provider to provider, generally speaking, you can. 9158. Our CBD payment processing and account opening services provides you with the following: High-Risk availability- HighRiskPay can work with your risky transactions and you can worry about getting more customers and not on the transactions. Our solutions provides merchants with their own merchant account, online processing of all major credit card networks, shopping cart links, virtual terminal, and site enablement. High Risk Credit Card Processing. com employs advanced risk mitigation strategies and technologies to protect both merchants and consumers. Indeed, customers like the safety and ease of using a credit card both online and for purchases over the phone. Soar Payments prides itself on exceptional customer service (Soar Payments agents are actually available on the phone to discuss merchant's. High risk merchant processors, additionally provides high risk credit processing 84% of U. com is, the different types available, its pros and cons, and most importantly, how to minimise risks associated with it. By finding the right. 2 • Working knowledge of high-risk industries; 2. HighRiskPay. Additionally, the business provides its merchants with chargeback protection and recurring billing services. We specialize in providing offshore merchant account and high risk merchant accounts. If your company is in need of a high risk merchant. To process debit and credit card payments, these businesses require a specialized high-risk merchant account, acting as a protective shield against potential financial pitfalls. This service provider has seen a significant increase in the credit card segment since its inception. This can include consumers who are new to credit, those with bad or no credit, and even those who want to pay with cash but don’t have enough money for the purchase (or are willing to. In the dynamic world of commerce, businesses encounter diverse challenges, especially when it comes to payment processing. Menu. com is one of the leading High Risk Merchant Account providers of credit card processing & payment gateways to businesses with bad credit. High Risk Merchant Account – A high risk merchant account is one that is used on an e-commerce site to accept payments for processing, for certain high risk industries, or bad credit merchant accounts, off-shore merchants who might have difficulty working with merchant account providers that will only work with lower risk industries. Less than $20,000 in monthly sales. For high-risk businesses, obtaining a merchant account and processing credit card payments can be challenging for several reasons: 1. Business and business owner’s credit scores are evaluated. - Advertisement -. net, give you access to information regarding your new account. 664. What one credit card processing provider considers high-risk, another may view as acceptable. (800) 956-1277; [email protected]: Credit card payment processing is the backbone of most online and phone-based businesses. The application process can take a few days, so you won’t be able to accept payments immediately. North American Bancard is willing to work with high-risk industries. The company specializes in providing offshore. High Risk Charge Card Processing - California High risk companies are ones that offer products that fall into locations such as adult entertainment, online betting, ticket sales, or medications. That’s why we offer free credit card terminals to all of our merchants. That’s an annual income of $14,040 – just barely above the federal poverty level of $11,880. In the dynamic world of commerce, businesses encounter diverse challenges, especially when it comes to payment processing. Merchant Account A merchant account allows you to process online credit and debit card payments. For small businesses, they may be considered high risk if they’re processing revenue is less than $1. HighRiskPay. Merchants with recurring annual or monthly fees. (800) 956-1277. While these products are needed, they. For high-risk merchants, for example, the rate can be as low as 2. So here, we will see what conditions make a merchant account high risk and how an automotive business can get a high-risk payment process highriskpay. #paymentprocessor #paymentgateway #visa #mastercard #highriskmerchantaccount Why being labelled “high-risk” can have an impact on your payment processing. 30,. High Risk Pay (HRP) offers services for businesses that require merchant accounts, yet have trouble finding a service that will take a risk with the merchant. Industries. com is one of the leading High Risk Merchant Account providers of credit card processing. Learn more about high risk payments. Soar Payments. But, there’s no stress of account closure. Unlike banks and other merchant service providers, we cater specifically to high-risk businesses to deliver incredible service for an unbeatable price. Major card brands categorize merchants using merchant category codes (MCCs), and payment service providers must ensure that their merchants are accurately coded. Their goal is “to satisfy customers and be a dependable provider. High Risk Pay helps you identify and red flag fraud-prone accounts and affiliates, so you can stop fraud before further losses occur. However, for a high-risk merchant account, this could go up to 1. On top of. The processor promises fast approval, an easy setup process and free equipment. Serving as your consultant, we. HighRiskPay. com, Sadly, the cost of high-risk merchant accounts is more than that of low-risk ones. nginxImage via Flickr by Sean MacEntee. Whether you’re in the adult. com. Per standard industry practice, payment. com, it’s essential to be cautious and conduct thorough research before engaging with any service provider. This article explains why a merchant account should be classified as. Highriskpay. com as your payment processor. High Risk Pay offers merchant accounts to the e-commerce businesses that can’t open a credit card processing account with a low-risk provider. Summary: Although CBD was completely legalized in 2018 with the U. We can offer credit repair payment processing options and merchant accounts for your business, helping. With years of experience and a dedication to helping high-risk merchants succeed, highriskpay. 301 Moved Permanently. If you need a International, account e-commerce merchant offshore, or even a Canadian merchant account we are the provider for you. Each payment gateway has inherent risks, costs, liquidity constraints and accessibility hurdles for the customer, merchant and transaction processor. HighRiskPay. We have partnered with high risk credit card processors such as provantage and also with clear merchant to provide solutions for your business types. However, with excessive chargebacks, you can face account termination and be viewed by banks as high-risk. A high-risk merchant account lets you be in terms of all the risks involved with opening one and helps you avoid bad credit. If you need to process in a foreign currency, our gateway is what will make the connection between you and your international merchant account to allow for prompt credit card processing. com may open an account for a company and close it after a few transactions. Understanding High-Risk Credit Card Processing. The company offers a range of services including credit card processing, ACH payments, and e-checks. If they meet extreme high risk criteria, like current illegal operation, they won’t be able to accept credit cards at all. It provides them with secure payment processing solutions tailored specifically to meet their unique needs. com when opening a CBD merchant account: 1. All they care about is you signing. Both debit card and. The high-risk designation is often due to factors like higher chargeback rates, regulatory concerns, or a history of credit issues. Don't compromise on quality when it comes to credit card processing for your high-risk business. com can be a valuable option for businesses that operate in industries with a higher-than-average risk of chargebacks and fraud. In return, the provider may charge a higher rate and set additional conditions. A high-risk merchant account allows businesses to accept credit and debit card payments even if the provider expects a high number of chargebacks. Look for a list of prohibited companies from your. Highriskpay. 5% on transactions, plus $0. So if you're looking for a solution tailored specifically for high risk merchants like yourself, keep reading!What Is High Risk Merchant Highriskpay. PaymentCloud — Best for businesses looking for completely customized payment packages, fraud prevention tools, advanced payment gateways, and merchant funding. This fee is a percentage of the total transaction amount, and it varies depending on the type of card you’re processing. 1. High -risk traders accounts highriskpay. However, for some businesses…High Risk Merchant Highriskpay. The Easy Pay Direct gateway includes a full suite of high-tech features that were designed to keep your business running smoothly and to make sure you can process credit card payments without issue. When Administering For A Bad Credit Merchant Account, Demands Are Required. View our rankings of the best High Risk Processing companies in Australia. HighRiskPay. Transaction processing information or bank records from the last six months may. How disability affects credit. Dedicated to Providing the Best Credit Card Processing Solutions to Hard-to-Place and High Risk Merchants. Low risk. Our high-risk merchant account is perfect for everyone in an industry or business niche that most payment providers avoid. Most high-risk credit card processing firms charge above 3. 2. com is a specialized payment processing account designed to meet the needs of businesses that face a higher risk of chargebacks, fraud, or industry-related. EMB provides multiple payment options, including credit cards, eCheck processing, and. HighRiskPay.